Yeah, says me 13 years into free-lancing. I rely on the ACA for access to health insurance, and on the Freelancers Union for a place to invest retirement money.
For workers, the gig economy offers the tantalizing prospect of greater opportunities for entrepreneurship, flexible jobs, and a variety of careers. But turning that promise into reality will take a major overhaul of America’s social safety net, which was designed for a different labor market and economy. (Think 1950s and a gold watch at retirement.) The fundamental priority of the gig economy era should be to attach safety net benefits—especially retirement savings and health insurance—to the individual or household rather than to the employer. (Source)